C
CDSL.
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Established 2010 · Dhaka, Bangladesh

Capacity
Development
Services Limited

A sound management team comprising professionals endowed with proven ability in IT management — focused on human resources development and delivering world-class digital solutions across Bangladesh and beyond.

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30+
Expert Professionals
15+
Years of Experience
100+
Projects Delivered
⚙️
📱
🌐
🔒
🗄️
☁️
📊
🔧
IT Solutions
✓ bKash Pay Bill Live
★ IBM & PwC Partner
Our Service

Tailored IT Solutions
for Every Business Need

From custom software to enterprise networking — CDSL delivers end-to-end digital solutions built around your goals.

Software Development
Custom business software crafted by experienced analysts, architects, and developers using modern agile practices.
Mobile App Development
High-quality iOS and Android apps for enterprise and eCommerce built with Flutter and cross-platform frameworks.
eCommerce Solutions
Secure, SEO-friendly online stores with seamless payment integration using Laravel, .NET, or bespoke stacks.
API Development
Enterprise-grade networking infrastructure design and deployment for maximum reliability and security.
Web Application Development
Responsive, compelling websites that reflect your brand identity, drive engagement, and convert visitors.
Software Support
Ongoing maintenance and support services ensuring seamless performance, uptime, and continuous improvement.
IT Training
Need-based IT training programs designed to ensure digital competency and organizational readiness at all levels.
Hardware Support
Comprehensive hardware maintenance, installation, and service solutions keeping your infrastructure running smoothly.

Our Tech Stack

PHP / Laravel .NET Framework Java Node.js Angular Flutter MySQL Oracle SQL Server Linux Docker Apache Windows Server Android
🏢
Capacity Development
Services Limited

Chamilibagh, Shantinagar, Dhaka – 1217

IBM Partner PwC Partner bKash Vendor PA Consulting
15+
Years
30+
Experts
100+
Projects
About Us

Who We Are &
What Drives Us

CDSL professionals have experience to work with IBM, PwC, PA Consulting, EDF, and JICA, ensuring world-class IT solutions tailored to client needs. Experience and professionalism of our core team have positioned CDSL as a trusted, result-oriented service provider to its clients. We developed state-of-the-art middleware for bill and fee collection, which is in live operation at bKash for its Pay Bill service.

Operation Brief

Delivering software, mobile, and IT management services with 30+ skilled professionals covering Oracle, SQL Server, PHP, Laravel, .NET, Java, Flutter, and more.

Our Expertise

Proven track record in utility billing, HR management, Marketing Resource Management, inventory, and fixed asset management. Collaborated on major national IT projects with global consultancies.

Training & Support

Need-based IT training programs ensuring smooth adoption and continuity of every solution we deploy, across all organizational levels.

Our Work

Featured Projects

CDSL has developed multiplatform marketplace software, including web applications integrated with mobile apps for sales force management.

Project 01
💳
bKash Pay Bill Integration
State-of-the-art middleware powering the live bKash Pay Bill service — enabling seamless utility bill and fee collection through Bangladesh's leading mobile financial platform with high-volume transaction reliability.
Customers:
  • bKash Limited
Project 02
⚡
Smart Gas (Prepaid Meter) Payment System
A smart prepaid metering solution for gas utilities — allowing consumers to top up accounts digitally and enabling operators to monitor consumption remotely, reducing revenue loss and improving operational efficiency.
Customers:
  • Inno Gas
Project 03
🏪
Web-Based Store and Fixed Assets Management
A comprehensive web platform for managing retail store operations and enterprise fixed assets — enabling organisations to track, audit, and report asset lifecycles with full accuracy and control.
Target Customers:
  • Manufacturing, Trading, and Service Providers
Project 04
📋
mBill: Efficient Field Level Information Management
A mobile-first solution designed for field agents to capture, manage, and submit field data in real time — reducing paperwork, minimising errors, and accelerating the last-mile billing cycle for utility companies.
Target Customers:
  • Utility Service Providers (Electricity, Water, Gas distribution)
  • Telecom & Broadband Field Survey Teams
Project 05
🛒
Multiplatform Web-based Marketplace Software
An end-to-end marketplace platform spanning web and mobile that connects buyers, sellers, and administrators — featuring product listings, order management, secure payment gateways, and real-time analytics.
Target Customers:
  • Online Marketplace Companies
  • E-commerce Entrepreneurs & Startups
Project 06
📦
sForce – Sales Order Management System
An integrated sales force automation system that streamlines order placement, tracking, and fulfilment — empowering field sales teams with mobile access to real-time inventory, customer data, and route planning.
Target Customers:
  • FMCG (Fast-Moving Consumer Goods) Companies
  • Manufacturing Enterprises with Field Sales Forces
What We Can Do

Capabilities That
Set Us Apart

From complex enterprise software to lightweight mobile solutions, our team handles end-to-end delivery — analysis, architecture, coding, testing, and deployment.

01
Enterprise Software Engineering
Large-scale applications for utility billing, ERP, HRM, inventory, and fixed asset management.
02
API Development & Middleware Solution
Designing secure RESTful/GraphQL APIs and integration layers to connect disparate apps, sync legacy systems, and securely handle high-volume data traffic.
03
FinTech & Payment Integration
Middleware solutions and gateway integration — powering live bill-collection systems like bKash Pay Bill.
04
Software Audit & UAT
Delivering thorough software audits and UAT guidelines for core banking software at national banks.
05
Multiplatform App Development
Web and mobile apps for sales force, inventory, marketplace, and HR management platforms.
06
Database Architecture
Expert database design and management using Oracle, SQL Server, MySQL, and PostgreSQL.
How We Work

Our Proven Process

A structured, transparent methodology delivering quality outcomes on time and within budget — every single time.

1
Discovery & Analysis
Understanding business needs, goals, and the technical landscape through thorough stakeholder interviews and system analysis.
2
Architecture & Design
Designing a scalable, secure blueprint — including system architecture, database schema, API design, and UI/UX wireframes.
3
Development & QA
Agile sprints with continuous integration ensuring high-quality delivery. Rigorous QA and UAT cycles catch every issue before release.
4
Deploy & Support
Deployment, go-live support, staff training, and ongoing maintenance — ensuring smooth operation long after launch.
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Client-Centric
Your business goals drive every decision — from architecture choices to final deployment and support.
⚡
Agile & Efficient
Iterative sprints, rapid prototyping, and transparent communication keep projects on schedule and on budget.
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Security-First
Security is built into every layer — from code review practices to full infrastructure hardening and auditing.
Management

Meet Our Leadership

Our management team brings decades of combined expertise in IT, banking, consulting, and enterprise technology — driving CDSL's vision with integrity and excellence.

Management Profile
Syed Arifuzzaman
Director & CEO – Banking & Enterprise Solutions – Financial Middleware & Large-Scale System Integration
With over 35 years in banking technology and enterprise systems, Syed Arifuzzaman brings unmatched experience in core banking, financial management applications, middleware solutions, and large-scale project governance. His engagements include Dhaka Bank, IFIC Bank, Sonali Bank, BPDB, DESA, and Beximco Group, as well as internationally supervised ADB-funded projects with PA Consulting Group and EDF Consultants. Value in action: Collaboration – partnering across sectors for seamless integration.
Management Profile
Khan M. G. Sadi
Managing Director
An MBA from IBA with over 30 years of experience, Khan M. G. Sadi leads CDSL's enterprise-wide transformation programs. His strength lies in ERP deployment (Microsoft Dynamics), operational integration, business process reengineering, and financial systems governance across manufacturing and corporate environments. He has executed projects under World Bank and JICA-supported programs, ensuring technology initiatives align with compliance and organizational objectives. Value in action: Precision –transformation with governance rigor.
Management Profile
Suhel Rafaat
Senior Technology Consultant – Banking Systems & IFRS Compliance – Core Banking, Payment Systems & Regulatory Compliance
A 40-year veteran, Suhel Rafaat played a key role in developing and deploying the locally built "BexiBank" Core Banking Solution across multiple Bangladeshi banks. His expertise spans RTGS, EFT, interbank settlement, ISO 20022 messaging, IT audit, and banking automation. He has worked closely with Bangladesh Bank, IBM, Oracle, and PwC on financial sector modernization and currently advises on banking technology integration and IFRS compliance. Value in action: Resilience – building enduring, compliant financial infrastructure.
Career

Join Our
Growing Team

We're always looking for talented professionals passionate about technology and delivering excellence. Grow your career with CDSL.

Send Your CV →
Full-Time
Senior Laravel Developer
Dhaka Negotiable 3+ yrs exp.
Build robust backend APIs and web applications using PHP/Laravel. Experience with MySQL, REST APIs, and Git required.
Contract
Flutter Mobile Developer
Dhaka Negotiable 2+ yrs exp.
Develop cross-platform mobile apps with Flutter and Dart. REST API integration and prior app deployment experience preferred.
Full-Time
Database Administrator
Dhaka Negotiable 4+ yrs exp.
Manage, optimize, and secure Oracle and MySQL database systems. Certification preferred. Banking or FinTech experience is a plus.
Full-Time
IT Support Engineer
Dhaka Negotiable 1+ yr exp.
Provide hardware, software support, network troubleshooting, and end-user assistance. Strong communication skills essential.
Why Work at CDSL?
Career Growth Collaborative Team Innovative Projects Work-Life Balance Performance Bonuses IT Training
Our Partner

Our Experience With Global Leaders

We've collaborated with some of the world's most respected organizations on complex national and enterprise-grade IT projects.

IBM
PwC
PA Consulting
EDF
bKash
Microsoft

Interested in Partnering with CDSL?

We welcome technology partnerships, system integrators, and enterprise collaborations that create mutual value.

Become a Partner
Our Client

How Our Clients Benefited

From government banking institutions to leading FinTech companies — we've earned trust through consistent, measurable results.

AB
★★★★★
"CDSL delivered a comprehensive UAT framework for our core banking software. Their professionalism and technical depth were impressive throughout the engagement."
Agrani Bank
Government Commercial Bank, Bangladesh
bK
★★★★★
"The middleware billing solution CDSL built for our Pay Bill service handles millions of transactions reliably. Their ongoing support has been exceptional."
bKash Limited
Leading Mobile Financial Service, Bangladesh
JB
★★★★★
"CDSL's audit and UAT guidelines were thorough and well-structured. They understood our banking domain requirements deeply and delivered on time."
Janata Bank
State-Owned Commercial Bank, Bangladesh
IF
★★★★☆
"Professional engagement from start to finish. CDSL demonstrated clear expertise in banking software and delivered quality UAT documentation efficiently."
IFIC Bank
Private Commercial Bank, Bangladesh
SB
★★★★★
"A reliable technology partner. CDSL's core banking software audit was precise and their team provided excellent guidance throughout our system rollout."
Standard Bank
Private Commercial Bank, Bangladesh
🤝
Become Our Next
Success Story
Join the organizations that trust CDSL for their critical IT needs.
Get Started
Contact Us

Let's Build Something
Great Together

Have a project in mind? Get in touch today and let's discuss how CDSL can help you achieve your technology goals.

Contact Information
Office Address
4, Chamilibagh, Shantinagar
Dhaka – 1217, Bangladesh
Business Hours
Sat – Thu: 9:00 AM – 6:00 PM
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